# Ask Mike or Max

> Two ways to get an answer. Max, our AI assistant, answers instantly. Mike answers personally by email.

Source: https://askactuary.com/ask  
Author: Mike Rutkowski, FSA, EA, MSPA

Still have a question? Ask Max for an instant answer any time, day or night, or ask Mike for a personal reply from a pension actuary.

Instant · AI assistant

## Ask Max

Max knows this guide inside and out and can run rough numbers with the lifetime limit calculator. He's available around the clock.

**Best for:** general questions, quick comparisons, and ballpark figures.

AI answers can be wrong, and they're general education, not tax, legal, or investment advice. Your first question is free; after that Max asks for your name and email.

MR

Personal · by email

## Ask Mike

A personal answer from Mike Rutkowski, FSA, EA, MSPA, a pension actuary with more than 25 years of experience with Cash Balance and defined benefit plans.

**Best for:** a specific business or plan, a second opinion, or a question Max couldn't settle.

Looking for a full proposal with contribution ranges and any staff costs? See [Getting started](https://askactuary.com/get-started).

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Educational information only. Not tax, legal, or investment advice, and not an actuarial valuation.
Questions for the author: https://askactuary.com/get-started · Full guide index: https://askactuary.com/llms.txt